Terms of Use



Read this agreement in its entirety before you use this web site since these terms and conditions govern your use of this web site. By accessing this web site, you are acknowledging and accepting these terms of use.

We are not in any way claiming to be financial advisors, accountants or lawyers.  Any information provided on this website or via emails, Facebook, Twitter, Youtube or other media outlets is not intended as investment or financial advice.  It is merely information based upon our own research and experiences.  The information we present is of a general nature and should merely be used as a place to start your own research and you definitely should conduct your own due diligence.  It is essential that you gather professional investment or financial advice to verify the appropriateness of a given transaction or investment for your personal circumstances.

This Terms of Use Agreement (the “Agreement” or “Terms of Use”), our Site Posting Terms of Use, our Refunds Policy, and our Privacy Policy, which are hereby incorporated by reference, governs your use of the UltimateMoney.com site, products and services (“UltimateMoney.com” or the “Service”). If you do not agree to any of these terms or any future Terms of Use, you may not use or access (or continue to access) the Service.

Changes to the Agreement

We may change the terms of this Agreement at any time and without prior notice. If we do this, we will post the changes to this page and indicate at the top of the page the date the Agreement was last revised. You can access this document at any time by selecting the Terms of Use link located at the bottom of every page on the UltimateMoney.com web site. Your use of UltimateMoney.com after changes are made to this Agreement means that you agree to be bound by such changes. As our business changes constantly, this Agreement, our Privacy Policy, and other pertinent company policies may change also. You should check our web site frequently to see recent changes.

 Legal Disclaimer

This site is a content provider and publisher and is not a licensed investment adviser, broker or dealer. By using the UltimateMoney.com products and services, including without limitation any and all content available on or through the Service, you understand and agree that the material provided in UltimateMoney.com products and services is for informational, educational or entertainment purposes only, and that no mention of a particular security or other asset in any UltimateMoney.com product or service constitutes a recommendation to buy, sell, or hold that or any other security, or that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. You further understand and agree that none of the information providers or their affiliates will advise you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. To the extent any of the information contained in any UltimateMoney.com product or service may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person.

You understand and agree that any UltimateMoney.com product or service may contain opinions from time to time with regard to securities mentioned in other UltimateMoney.com products or services, and that those opinions may be different from those contained in another UltimateMoney.com product or service. You understand and agree that, from time to time, any or all of the information providers or their affiliates may hold positions in securities mentioned and that they may trade for their own account. In cases where the position is held at the time of publication, appropriate disclosure is made as of the time of publication.

You understand and agree that performance data is supplied by sources believed to be reliable, that the calculations in any UltimateMoney.com publication or service are made using such data, and that such data is not guaranteed by these sources, the information providers, or any other person or entity, and may not be accurate or complete.

Email Registration

By providing UltimateMoney.com.au your email address you consent to our using the email address to send you Service-related notices, including any notice required by law, in lieu of written communication by postal mail. You may unsubscribe to certain email communications at any time by contacting us using the unsubscribe option included in all emails or by using our online Contact form. We may also use your email address to send you other messages, including changes to UltimateMoney.com.au features and special offers.

Fees and Payments

The content available through the UltimateMoney.com website, including, without limitation, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos and music (the “Content”), and all intellectual property rights related thereto, is the property of THE COMPANY or our licensors and is protected by copyright and other intellectual property laws. You may display or print the Content for your personal, non-commercial use only. Subject to the terms and conditions of this Agreement, you are hereby granted a non-exclusive, limited, personal license to use the Service. UltimateMoney.com reserves all rights in the Service and it’s Content not expressly granted herein. UltimateMoney.com may terminate this license at any time for any reason or no reason.

You agree not to sell, publish, license, rent, modify, distribute, copy, reproduce, transmit, retransmit, publicly display, publicly perform, adapt, edit, create derivative works from, or otherwise provide access to the Content to anyone, including, but not limited to your fellow employees, friends or family, with the following two exceptions:

(i) You may occasionally distribute a copy of an article or a portion of an article from UltimateMoney.com in non-electronic form to a few individuals without charge, provided you include all copyright and other proprietary rights notices in the same form in which the notices appear in UltimateMoney.com, original source attribution, and the phrase “Used with permission from UltimateMoney.com” or “Used with permission from THE COMPANY.” Please contact us if you need to distribute content from UltimateMoney.com to a larger number of individuals, on a regular basis or in any other manner not expressly permitted by this Agreement.

c. You agree not to create abstracts from, scrape, frame, or display headlines from our Content for use on another web site or service. Without limiting the generality of this Section 8, you agree not to post any Content from UltimateMoney.com to newsgroups, mail lists or electronic bulletin boards, without our written consent.

d. You agree not to use UltimateMoney.com for any unlawful purpose. We reserve the right to terminate or restrict your access to UltimateMoney.com at any time and without notice if, in our opinion, your use of UltimateMoney.com may violate any laws, infringe upon another person’s rights or violate the terms of this Agreement.

Links to Other Websites

This site may link you to other sites on the Internet. These sites may contain information or material that some people may find inappropriate or offensive. These other sites are not under the control of Ultimate Money, and you acknowledge that Ultimate Money is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply endorsement of the site by or any association with its operators.

Some sites linked to by UltimateMoney.com may pay an affiliate fee to this website for referring them new customers.

Disclaimers of Warranties and Limitations on Liability. You agree that your access to and use of UltimateMoney.com and the content available through UltimateMoney.com is on an “as-is”, “as available” basis. THE COMPANY and its subsidiaries, affiliates, shareholders, directors, officers, employees, agents, information providers and contributors and licensors (the “UltimateMoney.com parties”) specifically disclaim any representation or warranty, express or implied, including, without limitation, any representation or warranty of merchantability, noninfringement or fitness for a particular purpose. without limiting the foregoing, the UltimateMoney.com parties do not warrant that the content is accurate, reliable or correct; that the service will meet your requirements; that the service will be available at any particular time or location, uninterrupted or secure; that any defects or errors will be corrected; or that the service is free of viruses or other harmful components. your use of UltimateMoney.com products or services, the materials on our web site and any materials provided through our web site are entirely at your own risk. you acknowledge that the UltimateMoney.com parties will not be liable (jointly or severally) to you or any other person as a result of your access or use of UltimateMoney.com for indirect, consequential, special, incidental, punitive, or exemplary damages, including, without limitation, lost profits, lost savings and lost revenues (collectively, the “excluded damages”), whether or not characterized in negligence, tort, contract, or other theory of liability, even if any of the UltimateMoney.com parties have been advised of the possibility of or could have foreseen any of the excluded damages, and irrespective of any failure of an essential purpose of a limited remedy. You agree that the maximum liability the UltimateMoney.com parties for all damages, losses, and causes of action under this agreement shall be the total amount paid by you, if any, for access to any UltimateMoney.com products or services. The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction.

UltimateMoney.com makes no representations that the information is appropriate or available in your location. You access the service at your own volition and are responsible for compliance with local law.


You agree to indemnify, defend and hold the UltimateMoney.com Parties harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys’ fees), or other expenses that arise directly or indirectly out of or from (a) your breach of this Agreement, including any violation of the Code of Conduct above; (b) any allegation that any materials that you submit to us or transmit to our web sites infringe or otherwise violate the copyright, trademark, trade secret or other intellectual property or other rights of any third party; and/or (c) your activities in connection with the Service or any UltimateMoney.com products or services.

Severability and Integration

Unless otherwise specified herein, this agreement constitutes the entire agreement between you and Ultimate Money with respect to this site and supersedes all prior or contemporaneous communications between you and Ultimate Money with respect to this site. If any part of these Terms of Use is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.


These Terms of Use shall be governed by and construed in accordance with the laws in Victoria, Australia. You hereby consent to binding arbitration in Australia to resolve any disputes arising under this Terms of Use.

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